Exceeding Expectations – One Home at a Time.
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Both Alexa and Deb provided excellent advice and service. We were extremely impressed with their knowledge of the market, tireless work ethic and overall professionalism and business acumen. We will definitely recommending them to all our friends and relatives.
October 6, 2021We called Alexa after seeing her listing in Palm City. Not only did she know the house and the owners, but she lives locally. She was able to provide us with a detailed list of service providers. Since we are not local (yet) she and Deb are godsends to us while we are out of state! They keep…
February 1, 2021I tried to sell my home myself before enlisting the help of Alexa. Even in a seller’s market, I was unable to get ANY interest at my asking price. That’s when I turned to Alexa for help. She came highly recommended by numerous neighbors, so I gave her a call. Her professional, experienced…
January 16, 2021 -
Alexa provided valuable advice when deciding if we wanted to sell our home and purse the purchase of another home. We had a very precise need and I classified the two deals as “if the stars align” and low and behold Alexa aligned the stars for us! Within 3 days we had 3 offers on the sale of our…
January 13, 2021Alexa Silva helped me sell my home and then found me another home to start my new chapter. She is an amazing relator with so much knowledge. She made the whole process stress free!
January 13, 2021Alexa was the best realtor i have ever worked with. Every detail from prepping, staging and listing was poured over by Alexa and Jen. My house sold right away, which was great, but the ease of the whole process was amazing. If you are buying or selling a house, i would highly recommend Alexa Silva….
January 6, 2021 -
Alexa is a Rock Star! She goes above and beyond in making sure both buyers and sellers are satisfied with their decisions when buying a house. Her team is awesome and easy to work with. I would definitely recommend Alexa and her team to anyone thinking about buying or selling their home!
January 4, 2021Alexa was amazing! She made wonderful recommendations to us for the staging of our home in order for us to get the best offer possible, and to insure that our home would sell quickly. We did everything she recommended and had multiple offers within 48 hours of going on the market. She vetted all…
September 10, 2020 -
Alexa and Deb did a wonderful job every step of the way in the marketing and sale of our house. Both were knowledgeable, very professional and responsive to any questions which arose. I highly recommend using them for your real estate needs.
April 10, 2020Alexa works so hard for you whether you are buying or selling. She made finding and getting into our dream home a welcomed reality. The process was fun and so easy. Communication is key during such an important step as a new homeowner and she made everything move along smoothly, keeping us…
April 9, 2019Alexa works so hard for you whether you are buying or selling. She made finding and getting into our dream home a welcomed reality. The process was fun and so easy. Communication is key during such an important step as a new homeowner and she made everything move along smoothly, keeping us…
April 9, 2019 -
Alexa is extremely professional, upfront and honest. She has a wealth of knowledge and contacts that helped us find our dream home. It was such a pleasure working with her and her team. Anytime we had a question or needed something she got back to us right away. She continues to check in with us,…
January 29, 2019Perfection… that is the word that best describes our experience with Alexa Silva. From the time we first spoke with her about our intentions to upgrade to a home more suited to our desires and needs, she made us feel at ease. She took the reins and quickly moved forward, which created a momentum…
January 6, 2019 -
Alexa Silva has been the most efficient and caring person I have ever dealt with in business. I would recommend her to anyone who has a home to sell. I will never forget how smooth and rewarding this experience has been.
March 14, 2018I purchased several homes with Alexa and she does a fantastic job. Start to finish great communication. Always there to help. She has a great team. I would recommend her to anyone looking to buy/sell in Palm City
March 14, 2018Alexa has helped me Sell and Purchase Homes on 2 different occasions in the last 3 Years. There is not a harder working, more Professional Realtor in the Industry. She truly has her finger on the pulse of the “Market” and offers multiple options to fit ones needs. She exceeded expectations at every…
February 8, 2018
Meet Alexa
Alexa has the uncanny ability to deliver exactly what her clients want even when they are unable to precisely articulate their desires.
Her keen intuition combined with her encyclopedic knowledge of available homes, allows Alexa to find the ideal home for buyers.
Whether buying or selling, Alexa believes the client always comes first. She gives each client personalized attention and focus to expertly match buyers and sellers with the best solution that meets their needs and is within their financial comfort zone.
“I believe in treating my clients like family.” says Alexa. “I give each client the same honesty, respect, and support I would for my own family.”
Alexa is also well known for being quite assertive and an effective negotiator when it comes to meeting customers expectations.
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LATEST NEWS |
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If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the major reasons why we’re seeing so much volatility, and what it means for you. A significant factor causing fluctuations in mortgage rates is the general reaction to the political landscape. Election seasons often bring uncertainty to financial markets, and this one is no different. Markets tend to respond not only to who won, but also to the economic policies they are expected to implement. And when it comes to what’s been happening with mortgage rates over the past couple of weeks, as the National Association of Home Builders (NAHB) says: In the short term, this anticipation has caused a slight uptick in mortgage rates as the markets adjust and react. Additionally, factors like international tensions, supply chain disruptions, and trade policies can drive investor sentiment, causing them to seek safer assets like bonds, which can indirectly impact mortgage rates. Essentially, the more global or domestic uncertainty, the greater the chance that mortgage rates may shift. Inflation and unemployment are two other big drivers of mortgage rates. The Federal Reserve (the Fed) has been working to bring inflation under control, and has been closely monitoring the economy as they do. And as long as inflation continues to moderate and the job market shows signs of maximum employment, the Fed will continue its plans to cut the Federal Funds Rate. Although the Fed doesn’t set mortgage rates, their decisions do have an impact, and typically a cut leads to a mortgage rates response. And in their November 6-7th meeting, the Fed had the data they needed to make another cut to the Federal Funds Rate. And while that decision was expected and much of the mortgage rate movement happened prior to that meeting, there was a slight dip in rates. As we look ahead, mortgage rates will respond to changes in the Fed’s policies and other economic indicators. The markets will likely remain in a wait-and-see mode, reacting to each new development. And, with the transition of a new administration comes an element of unpredictability. A recent article from The Mortgage Reports explains: The best way to navigate this landscape is to have a team of real estate experts by your side. Professionals will help you understand what’s happening and can provide you with the guidance you need to make informed housing market decisions along the way. The takeaway? Today’s mortgage rate volatility is going to continue to be driven by economic factors and political changes. Now is the time to lean on experienced professionals. A trusted real estate agent and mortgage lender can help you navigate through it. And with the right guidance, you can make informed decisions. Let’s be real – buying a home right now is tough. You’re scrolling through listings, rushing to open houses, and maybe even losing out to more competitive offers. Somewhere along the way, you might’ve heard the reason it’s so hard to find a home is because big Wall Street investors are swooping in and snatching up everything in sight. But here’s the thing: that’s mostly a myth. While investors are part of the market, according to Redfin, they’re a relatively small part: Here’s what that means. Five out of every six homes are being purchased by everyday homebuyers like you – not big investors. So, before you get discouraged, let’s take a look at what’s really going on. You might be surprised to learn that Wall Street isn’t the competition you may think it is. Most investors aren’t the mega corporations you’ve probably heard about. In fact, many are your neighbors. A recent report from CoreLogic shows most investors are small, mom-and-pop types who own fewer than 10 properties. They aren’t massive companies with endless resources. Picture your neighbor who has another home they’re renting out or a vacation getaway. Only about 1% of the market is owned by large, mega investors with thousands of properties. The majority are still owned by individuals and smaller investors – not the Wall Street giants. Not only are most investors small, but overall investor purchases have been on the decline. As the same report from CoreLogic says: “Investors made 80,000 purchases in June 2024, compared with 112,000 in June 2023, and a nearly 50% percent drop from the high of 149,000 purchases in June 2021 . . .” And what does this mean going forward? CoreLogic goes on to point out this downward trend is expected to continue into 2025. So, if it seems like competition with investors is pushing you out of the market, it might help to know that investor activity is actually slowing down. The idea that Wall Street is buying up all the homes is largely a myth. Most investors are small ones, and the share of homes purchased by investors is declining – so you can take this one off your worry list. If you have questions about the housing market, talk to a local real estate agent. They can explain what’s really happening. If you’re debating whether or not you want to sell right now, it might be because you’ve got some unanswered questions, like if moving really makes sense in today’s market. Maybe you’re wondering if it’s even a good idea to move right now. Or you’re stressed because you think you won’t find a house you like. To put your mind at ease, here’s how to tackle these two concerns head-on. If you own a home already, you may have been holding off because you don’t want to sell and take on a higher mortgage rate on your next house. But your move may be a lot more feasible than you think, and that’s because of your equity. Equity is the current market value of your home minus what you still owe on your loan. And thanks to the rapid appreciation we saw over the past few years, your equity has gotten a big boost. Just how much are we talking about? See for yourself. As Dr. Selma Hepp, Chief Economist at CoreLogic, explains:
“Persistent home price growth has continued to fuel home equity gains for existing homeowners who now average about $315,000 in equity and almost $129,000 more than at the onset of the pandemic.”
Here’s why this can be such a game-changer when you sell. You can use that equity to put down a larger amount on your next home, which means financing less at today’s mortgage rate. And in some cases, you may even be able to buy your next home in cash, avoiding mortgage rates altogether. The bottom line? Your equity could be the key to making your next move possible. If this is on your mind, it’s probably because you remember just how low the supply of homes for sale got over the past few years. It felt nearly impossible to find a home to buy because there were so few available. But finding a home in today’s market isn’t as challenging. That’s because the number of homes for sale is growing, giving you more options to choose from. Data from Realtor.com shows just how much inventory has increased – it’s up almost 30% year-over-year (see graph below): And even though inventory is still below pre-pandemic levels, this is the highest it’s been in quite a while. That means you have more options for your move, but your house should still stand out to buyers at the same time. That’s a sweet spot for you. It’s important to note, though, that this balance varies by local market. Some places may have more homes for sale than others, so working with a local real estate agent is the best way to see what inventory trends look like in your area. If you’re thinking about selling, hopefully these concerns haven’t kept you up at night. With this information, you should realize you don’t have to let the what-if’s delay your move anymore. Connect with a local agent so you have the data and the local perspective you need to move forward.What’s Behind Today’s Mortgage Rate Volatility?
The Market’s Reaction to the Election
“. . . the primary reason interest rates have been on the rise pertains to the uncertainty surrounding the presidential election. Although the election is now complete, there continue to be growing concerns over budget deficits.”
The Economy and the Federal Reserve
What To Expect in the Coming Months
“Today’s economic indicators come with mixed pressures on mortgage rates and we’re likely to be in for a good amount of volatility as markets adjust and respond to the election . . .”
Bottom Line
Is Wall Street Really Buying All the Homes?
Most Investors Are Small Mom-and-Pops
Investor Purchases Are Declining
Bottom Line
Don’t Let These Two Concerns Hold You Back from Selling Your House
Is It Even a Good Idea To Move Right Now?
Will I Be Able To Find a Home I Like?
Bottom Line
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Testimonials |
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“I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel”. Maya Angelou