Exceeding Expectations – One Home at a Time.

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Meet Alexa

Alexa has the uncanny ability to deliver exactly what her clients want even when they are unable to precisely articulate their desires.

Her keen intuition combined with her encyclopedic knowledge of available homes, allows Alexa to find the ideal home for buyers.

Whether buying or selling, Alexa believes the client always comes first. She gives each client personalized attention and focus to expertly match buyers and sellers with the best solution that meets their needs and is within their financial comfort zone.

“I believe in treating my clients like family.” says Alexa. “I give each client the same honesty, respect, and support I would for my own family.”

Alexa is also well known for being quite assertive and an effective negotiator when it comes to meeting customers expectations.

Friendly Personality
Extraordinary Intuition
Sincere Empathy
Caring Questions
Creative Solutions
Personalized Approach
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OUR ZILLOW REVIEWS

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  • Zillow 5 Star Review  Both Alexa and Deb provided excellent advice and service. We were extremely impressed with their knowledge of the market, tireless work ethic and overall professionalism and business acumen.
    We will definitely recommending them to all our friends and relatives.

    wespruss
    October 6, 2021

    Zillow 5 Star Review  We called Alexa after seeing her listing in Palm City. Not only did she know the house and the owners, but she lives locally. She was able to provide us with a detailed list of service providers. Since we are not local (yet) she and Deb are godsends to us while we are out of state! They keep...

    Nancy Hyland
    February 1, 2021

    Zillow 5 Star Review  I tried to sell my home myself before enlisting the help of Alexa. Even in a seller's market, I was unable to get ANY interest at my asking price. That's when I turned to Alexa for help. She came highly recommended by numerous neighbors, so I gave her a call. Her professional, experienced...

    ldeanlyb
    January 16, 2021
  • Zillow 5 Star Review  Alexa provided valuable advice when deciding if we wanted to sell our home and purse the purchase of another home. We had a very precise need and I classified the two deals as "if the stars align" and low and behold Alexa aligned the stars for us! Within 3 days we had 3 offers on the sale of our...

    mac5821
    January 13, 2021

    Zillow 5 Star Review  Alexa Silva helped me sell my home and then found me another home to start my new chapter. She is an amazing relator with so much knowledge. She made the whole process stress free!

    joannmignano
    January 13, 2021

    Zillow 5 Star Review  Alexa was the best realtor i have ever worked with. Every detail from prepping, staging and listing was poured over by Alexa and Jen. My house sold right away, which was great, but the ease of the whole process was amazing. If you are buying or selling a house, i would highly recommend Alexa Silva....

    uffontani
    January 6, 2021
  • Zillow 5 Star Review  Alexa is a Rock Star! She goes above and beyond in making sure both buyers and sellers are satisfied with their decisions when buying a house. Her team is awesome and easy to work with. I would definitely recommend Alexa and her team to anyone thinking about buying or selling their home!

    AGSLP3
    January 4, 2021

    Zillow 5 Star Review  Alexa was amazing! She made wonderful recommendations to us for the staging of our home in order for us to get the best offer possible, and to insure that our home would sell quickly. We did everything she recommended and had multiple offers within 48 hours of going on the market. She vetted all...

    ptower17
    September 10, 2020

    Zillow 5 Star Review  Working with Alexa and Deb was a blessing for us while selling our home! Alexa and Deb are an amazing team who are knowledgeable, professional, and committed. They will truly work diligently for their clients, and I would recommend them to everyone!

    jcajhobbs
    August 6, 2020
  • Zillow 5 Star Review  Alexa and Deb did a wonderful job every step of the way in the marketing and sale of our house. Both were knowledgeable, very professional and responsive to any questions which arose. I highly recommend using them for your real estate needs.

    user42209
    April 10, 2020

    Zillow 5 Star Review  Alexa works so hard for you whether you are buying or selling. She made finding and getting into our dream home a welcomed reality. The process was fun and so easy. Communication is key during such an important step as a new homeowner and she made everything move along smoothly, keeping us...

    hannahmay4213
    April 9, 2019

    Zillow 5 Star Review  Alexa works so hard for you whether you are buying or selling. She made finding and getting into our dream home a welcomed reality. The process was fun and so easy. Communication is key during such an important step as a new homeowner and she made everything move along smoothly, keeping us...

    Carolyn May
    April 9, 2019
  • Zillow 5 Star Review  Alexa is extremely professional, upfront and honest. She has a wealth of knowledge and contacts that helped us find our dream home. It was such a pleasure working with her and her team. Anytime we had a question or needed something she got back to us right away. She continues to check in with us,...

    kellyadiogo
    January 29, 2019

    Zillow 5 Star Review  Perfection… that is the word that best describes our experience with Alexa Silva. From the time we first spoke with her about our intentions to upgrade to a home more suited to our desires and needs, she made us feel at ease. She took the reins and quickly moved forward, which created a momentum...

    rlewisamt
    January 6, 2019

    Zillow 4 Star Review  She was Very Helpful in knowing the housing market. Always able to answer questions in an expeditious way. I never felt rushed to make a decision, she always had my best interest in mind.

    zuser20161122183348966
    January 2, 2019
  • Zillow 5 Star Review  Alexa Silva has been the most efficient and caring person I have ever dealt with in business. I would recommend her to anyone who has a home to sell. I will never forget how smooth and rewarding this experience has been.

    loisdemarest
    March 14, 2018

    Zillow 5 Star Review  I purchased several homes with Alexa and she does a fantastic job. Start to finish great communication. Always there to help. She has a great team. I would recommend her to anyone looking to buy/sell in Palm City

    trashzar
    March 14, 2018

    Zillow 5 Star Review  Alexa has helped me Sell and Purchase Homes on 2 different occasions in the last 3 Years. There is not a harder working, more Professional Realtor in the Industry. She truly has her finger on the pulse of the “Market” and offers multiple options to fit ones needs. She exceeded expectations at every...

    nealestate3
    February 8, 2018

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EXCLUSIVE PROPERTIES

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LATEST NEWS

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Why Now Is a Great Time To Sell Your House

Why Now Is a Great Time To Sell Your House | Simplifying The Market

As we near the end of the year, more homeowners are realizing the benefits of today’s sellers’ market. Record-breaking home price appreciation, growing equity, low inventory, and competitive mortgage rates are motivating homeowners to make a move that addresses their changing lifestyles.

In fact, recent data from realtor.com shows a larger share of homeowners are planning to list their houses this winter. So, that means more homes are about to hit the market, which will lead to more choices for buyers too.

According to George Ratiu, Manager of Economic Research at realtor.com:

“The pandemic has delayed plans for many Americans, and homeowners looking to move on to the next stage of life are no exception. Recent survey data suggests the majority of prospective sellers are actively preparing to enter the market this winter.

If you’re thinking of waiting until the spring to sell your house, know that your neighbors may be one step ahead of you by selling this winter. If you want to stand out from the crowd, this holiday season is the best time to make sure your house is available for buyers. Here’s why.

Sellers Are Still Firmly in the Driver’s Seat

Historically, a 6-month supply of homes for sale is needed for a normal or neutral market. That level ensures there are enough homes available for active buyers (see graph below):Why Now Is a Great Time To Sell Your House | Simplifying The MarketThe latest Existing Home Sales Report from the National Association of Realtors (NAR) shows the inventory of houses for sale sits at a 2.4-month supply. This is well below a neutral market.

What Does That Mean for You?

When the supply of homes for sale is as low as it is today, it’s much harder for buyers to find homes to purchase. This drives up competition among buyers, who then submit increasingly competitive offers to win out against others in the home search process. As this happens, prices rise and your leverage as a seller rises too, putting you in the best position to negotiate a contract that meets your ideal terms.

And while the low housing supply we’re facing won’t be solved overnight, sellers this season should move quickly to maximize their potential. As the data shows, with more prospective sellers planning to list their homes this winter, selling sooner rather than later helps your house rise to the top of a holiday buyer’s wish list so you can close the best possible deal.

Bottom Line

Listing your home over the next few weeks gives you the best chance to be in front of buyers competing for homes this holiday season. Let’s connect today to discuss how you can benefit from today’s sellers’ market.

Content previously posted on Keeping Current Matters

How Smart Buyers Are Approaching Rising Mortgage Rates

How Smart Buyers Are Approaching Rising Mortgage Rates | Simplifying The Market

Last week, the average 30-year fixed mortgage rate from Freddie Mac inched up to 3.1%, and experts project rates will continue rising through 2022:

“The 30-year fixed-rate mortgage was 2.9% in the third quarter of 2021. We forecast mortgage rates to increase slightly through the remainder of the year and reach 3.0%, rising to 3.5% for full year 2022.”

If you’re thinking of buying a home, here are a few things to keep in mind so you can succeed even as mortgage rates rise.

Taking Time Off Can Be Costly

Mortgage rates play a significant role in your home search. As rates go up, your monthly mortgage payment increases if you’re buying a home, directly affecting how much you can afford. And even the smallest increase can have a large impact on your monthly payment (see chart below):How Smart Buyers Are Approaching Rising Mortgage Rates | Simplifying The MarketWith mortgage rates on the rise, you’ve likely seen your purchasing power impacted already. Instead of waiting and hoping rates will fall, today’s rates should motivate you to purchase now before rates increase more.

Smart Buyers Can Succeed by Planning Ahead

You can use your newfound motivation to energize your search and plan your next steps accordingly so you’re prepared to act no matter what happens with mortgage rates. One way to do that: take rising rates into consideration as part of your budget.

Danielle Hale, Chief Economist at realtor.com, puts it best, saying:

“Smart buyers should consider calculating a monthly payment not only at today’s rates, but also at rates that are a bit higher so that they won’t be derailed by a sudden upward move. . . .”

You should also be ready to act when you find the home that meets your needs. That means getting pre-approved with a lender so there won’t be any delays when the time arrives.

The best way to prepare is to work with a trusted real estate advisor now. An agent can connect you with a lender, help you adjust your search based on your budget, and be ready to act quickly when it’s time to make an offer.

Bottom Line

Serious buyers should approach rising rates as a motivating factor to buy sooner, not a reason to wait. Waiting will cost you more in the long run. Let’s connect today so you can better understand your budget and be prepared to buy your home even before rates climb higher.

Content previously posted on Keeping Current Matters

Don’t Believe Everything You Read: The Truth Many Headlines Overlook

Don't Believe Everything You Read: The Truth Many Headlines Overlook | Simplifying The Market

There are a lot of questions right now regarding the real estate market as we head into 2022. The forbearance program is coming to an end and mortgage rates are beginning to rise.

With all of this uncertainty, anyone with a megaphone – from the mainstream media to a lone blogger – has realized that bad news sells. Unfortunately, we’ll continue to see a rash of troublesome headlines over the next few months. To make sure you aren’t paralyzed by a headline, turn to reliable resources for a look at what to expect from the housing market next year.

There are already alarmist headlines starting to appear. Here are two recent topics you may have seen in the news.

1. Foreclosures Are Spiking Today

There are a number of headlines circulating that call out the rising foreclosures in today’s real estate market. Those stories focus on an overly narrow view on that topic: the current volume of foreclosures compared to 2020. They emphasize that we’re seeing far more foreclosures this year compared to last.

That seems rather daunting. However, though it’s true foreclosures have been up over the 2020 numbers, it’s important to realize that there were virtually no foreclosures last year because of the forbearance plan. If we compare this September to September of 2019 (the last normal year), foreclosures were down 70% according to ATTOM.

Even Rick Sharga, an Executive Vice President of the firm that issued the report referenced in the above article, says:

“As expected, now that the moratorium has been over for three months, foreclosure activity continues to increase. But it’s increasing at a slower rate, and it appears that most of the activity is primarily on vacant and abandoned properties, or loans in foreclosure prior to the pandemic.”

Homeowners who have been impacted by the pandemic are not generally the ones being burdened right now. That’s because the forbearance program has worked. Ali Haralson, President of Auction.com, explains that the program has done a remarkable job:

“The tsunami of foreclosures many feared in the early days of the pandemic has not materialized thanks in large part to the swift and decisive foreclosure protections put in place by government policymakers and the mortgage servicing industry.”

And the government is still making sure homeowners have every opportunity to stay in their homes. Rohit Chopra, the Director of the Consumer Financial Protection Bureau (CFPB), issued this statement just last week:

“Failures by mortgage servicers and regulators worsened the impact of the economic crisis a decade ago. Regulators have learned their lesson, and we will be scrutinizing servicers to ensure they are doing all they can to help homeowners and follow the law.”

2. Rising Mortgage Rates Will Slow the Housing Market

Another topic that’s generating frequent headlines is the rise in mortgage rates. Some people are expressing concern that rising rates will negatively impact the housing market by causing home sales to dramatically decline. The resulting headlines are raising unneeded alarm bells. To counteract those headlines, we need to take a look at what history tells us. Looking at data over the last 20 years, there’s no evidence that an increase in rates dramatically forces sales to come to a halt. Nor does home price appreciation come to a screeching stop. Let’s look at home sales first:Don't Believe Everything You Read: The Truth Many Headlines Overlook | Simplifying The MarketThe last three times rates increased (shown in the graph above in red), sales (depicted in blue in the graph) remained rather consistent. It’s true that sales fell rather dramatically from 2007 through 2010, but mortgage rates were also falling at the time. The next two instances showed no meaningful drop in sales.

Now, let’s take a look at home price appreciation (see graph below):Don't Believe Everything You Read: The Truth Many Headlines Overlook | Simplifying The MarketAgain, we see that a rise in rates didn’t cause prices to depreciate. Outside of the years following the crash, prices continued to appreciate, just at a slower rate.

Bottom Line

There’s a lot of misinformation out there. If you want the best advice on what’s happening in the current housing market, let’s connect.

Content previously posted on Keeping Current Matters

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“I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel”. Maya Angelou